What you need to know about the new mortgage rules in Canada Whether you’re a buying a home or refinancing, here are the basics of what you need to know about the new mortgage rules: New rules take effect January 1, 2018: Check with your TD Mobile Mortgage Specialist on how this can affect your mortgage loan if you’ve applied before January 1, 2018. Home buyers with a down payment of 20% or more will now be subject to stricter qualifying criteria (also known as... [read more]

Giving your home a spring cleaning is a great way to rid yourself of the mustiness and dustiness of winter. The good news is that you don’t have to arm yourself with a wide array of expensive, chemical-based, store-bought cleaning supplies to get the job done. Instead, try these eco-friendly, all-natural cleansers – they’re powerful and versatile. In many instances, you can use them on their own, mixed together, or with other products. You can find all sorts of recipes... [read more]